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Have questions about FHA loans? We're here to help.
Thank you for your interest in FHA Loan Calculator. Whether you have questions about FHA loans, need help using our calculators, or want to provide feedback on our resources, we're here to assist you.
Please note that we are an educational resource and do not originate loans or provide financial advice. If you're looking for specific loan options or financial advice, we recommend consulting with a licensed mortgage professional or financial advisor.
Before contacting us, you might find the answer to your question in our FAQ section. Here are some of the most common questions we receive:
An FHA loan is a mortgage insured by the Federal Housing Administration (FHA), a government agency within the U.S. Department of Housing and Urban Development (HUD). These loans are designed to help low-to-moderate income borrowers who have lower credit scores or smaller down payments qualify for a mortgage.
Read moreThe minimum credit score for an FHA loan with a 3.5% down payment is 580. If your credit score is between 500 and 579, you may still qualify for an FHA loan, but you'll need to make a larger down payment of at least 10%.
Read moreOur calculators use the latest FHA loan guidelines and mathematical formulas to provide accurate estimates. However, they are for educational purposes only and should not be considered as quotes or offers for specific loan terms. Actual loan terms, rates, and fees will vary based on your individual circumstances, the lender you choose, and current market conditions.
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