Our Story
FHA Loan Calculator was founded in 2020 by a team of mortgage industry professionals who recognized a significant gap in the market: while FHA loans offer an accessible path to homeownership for millions of Americans, there was a lack of clear, comprehensive, and user-friendly resources to help people understand and navigate these loans.
Our founders had witnessed firsthand how confusing the mortgage process could be, especially for first-time homebuyers and those with less-than-perfect credit or limited savings. They saw how this confusion often led people to make suboptimal decisions or miss out on homeownership opportunities altogether.
With this insight, they set out to create a platform that would demystify FHA loans and empower users with the knowledge and tools they need to make informed decisions about their mortgage options.
Our Mission
At FHA Loan Calculator, our mission is to make homeownership more accessible by providing accurate, up-to-date information and user-friendly tools that help people understand and navigate FHA loans and other mortgage options.
We believe that everyone deserves access to clear, unbiased information about their housing finance options, regardless of their financial background or level of expertise. By demystifying the mortgage process and providing practical tools, we aim to empower individuals to make confident, informed decisions about one of the most significant financial commitments of their lives.
Accuracy
We are committed to providing the most accurate and up-to-date information about FHA loans, rates, and requirements. Our content is regularly reviewed and updated to reflect the latest changes in FHA policies and mortgage market conditions.
Accessibility
We believe that financial information should be accessible to everyone. We strive to present complex mortgage concepts in clear, straightforward language that anyone can understand, regardless of their financial background or expertise.
Empowerment
Our goal is to empower users with the knowledge and tools they need to make informed decisions about their mortgage options. We don't just provide information; we help users understand how to apply that information to their unique financial situations.
Independence
We are an independent resource, not affiliated with any government agency, lender, or financial institution. This independence allows us to provide unbiased information and tools focused solely on helping our users.
About the Founder
Trusted Mortgage Expert
Shashank's expertise has been featured in major publications including Forbes, CNBC, Yahoo Finance, Housing Wire, and numerous mortgage industry platforms. His insights on mortgage financing and housing trends are sought after by industry professionals and homebuyers alike.
As the founder of Arcus Lending, Shashank has built a reputation for providing clear, straightforward mortgage advice that helps clients make confident decisions. He brings this same approach to FHA Loan Calculator, ensuring all resources reflect real-world mortgage scenarios and current FHA guidelines.
"My mission is to demystify the complex world of mortgages and empower homebuyers with the knowledge they need to make confident decisions. Every calculator, guide, and resource on this website is designed with that goal in mind."
u2014 Shashank Shekhar
Shashank is passionate about financial literacy and has made it his mission to simplify the complex world of mortgages through clear education and practical tools. His latest book on real estate investing has further cemented his authority in the mortgage space.
Featured In
Published Books
First Time Home Buying 101
A comprehensive guide for first-time homebuyers navigating the mortgage process.
Mortgage Matters
Demystifying the loan approval process with insider insights and strategies.
What Clients Say
"Shashank's expertise helped us navigate the complex FHA loan process as first-time buyers. His advice saved us thousands of dollars and made homeownership a reality for our family."
Our Approach
We believe that understanding your mortgage options shouldn't require a finance degree. Our approach combines several key elements to make FHA loans and mortgage information accessible to everyone:
Comprehensive Calculators
Our calculators go beyond basic payment estimates to provide detailed insights into various aspects of FHA loans, including mortgage insurance, affordability, refinancing options, and more. We design our tools to be both powerful and user-friendly, with clear explanations of inputs and results.
Educational Content
We complement our calculators with in-depth guides and articles that explain FHA loan concepts, requirements, and processes. Our content is written in plain language and structured to help users find exactly what they need, whether they're just starting to explore FHA loans or looking for specific information about a particular aspect.
Up-to-Date Information
The mortgage industry and FHA requirements change regularly. We maintain close relationships with industry sources and monitor official announcements to ensure our content and calculators reflect the most current information, including loan limits, mortgage insurance rates, and eligibility criteria.
User-Centered Design
We design our website and tools with our users in mind, focusing on clarity, ease of use, and accessibility. We regularly gather user feedback and make improvements based on how people actually use our resources.
Important Disclaimer
FHA Loan Calculator is an independent educational resource and is not affiliated with, endorsed by, or sponsored by the Federal Housing Administration (FHA), the U.S. Department of Housing and Urban Development (HUD), or any government agency.
The information and calculators provided on this website are for general informational and educational purposes only. While we strive to keep our content accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on this website.
The calculators and tools provided are designed to give approximate estimates and should not be considered as quotes or offers for specific loan terms. Actual loan terms, rates, and fees will vary based on your individual circumstances, the lender you choose, and current market conditions.
We strongly recommend consulting with a qualified mortgage professional, financial advisor, or housing counselor before making any decisions related to mortgage financing.
Have Questions or Feedback?
We're always looking to improve our resources and better serve our users. If you have questions, suggestions, or feedback, we'd love to hear from you!