Explore our comprehensive suite of calculators to help you make informed decisions about your FHA loan.
We've developed a comprehensive suite of calculator tools to help you navigate the FHA loan process. Whether you're trying to estimate your monthly payment, determine how much house you can afford, or compare different loan options, our calculators provide accurate, up-to-date information based on the latest FHA guidelines.
All of our calculators are free to use, with no registration required. Simply select the calculator that best fits your needs to get started.
Calculate your monthly payment and see a complete breakdown of principal, interest, taxes, insurance, and mortgage insurance premiums.
A simple calculator with essential inputs for a quick FHA loan payment estimate.
A detailed calculator with additional inputs for a comprehensive payment analysis.
Generate a complete year-by-year or month-by-month amortization schedule for your FHA loan.
Compare different loan options to find the best fit for your financial situation.
Compare FHA and conventional loans side-by-side to see which option is better for you.
Calculate potential savings from refinancing your existing mortgage to an FHA loan.
Get code to embed our FHA loan calculator on your own website.
Tools designed for specific aspects of the FHA loan process.
Find out how much house you can afford with an FHA loan based on your income and debts.
Calculate your debt-to-income ratio to see if you qualify for an FHA loan.
Calculate when you can remove FHA mortgage insurance and how much you'll save.
The more accurate the information you input, the more accurate your results will be. Try to use exact figures for home price, down payment, interest rate, and other costs.
For the most complete picture, include all costs associated with homeownership, such as property taxes, homeowners insurance, HOA fees, and maintenance costs.
Try different scenarios to see how changes in home price, down payment, or interest rate affect your monthly payment and overall costs.
If you plan to sell or refinance in a few years, focus on the costs and benefits during that timeframe rather than over the full loan term.
Our calculators provide estimates based on the information you input and current FHA guidelines. For personalized advice about your specific situation, we recommend consulting with a mortgage professional.
Our calculators use the latest FHA loan guidelines and mathematical formulas to provide accurate estimates. However, they are for educational purposes only and should not be considered as quotes or offers for specific loan terms. Actual loan terms, rates, and fees will vary based on your individual circumstances, the lender you choose, and current market conditions.
Yes, our FHA loan calculators include both the upfront mortgage insurance premium (UFMIP) of 1.75% and the annual mortgage insurance premium (MIP) that ranges from 0.15% to 0.75% depending on your loan term, loan amount, and down payment. The UFMIP is typically financed into the loan, and the annual MIP is divided into monthly payments included in your total payment.
Yes, most of our calculators include options to print your results or save them as a PDF. For the amortization schedule calculator, you can print or save the complete schedule showing how your loan balance decreases over time.
Choose the calculator that best fits your current needs:
Yes, all of our calculators are completely free to use with no registration required. We provide these tools as an educational resource to help you make informed decisions about FHA loans and mortgage financing.